HDFC Millennia
by HDFC Bank • MASTERCARD
★4.1/5
Annual Fee
₹1000
Joining Fee
₹1000
Interest Rate
3.49%/mo
Min Income
₹3L/yr
Key Benefits
Rewards
5% on Amazon/Flipkart/Myntra
Cashback
5% online shopping, 2.5% others
Lounge Access
4/year domestic
Welcome Bonus
1,000 cashback points
Fuel Surcharge Waiver
✅ Yes
Travel Insurance
❌ No
Features
✓ Tap-and-pay
✓ Online shopping cashback
✓ SmartBuy access
👍 Pros
✅ Great for millennials
✅ Good online rewards
✅ HDFC ecosystem
👎 Cons
❌ Fee waiver criteria
❌ Limited travel benefits
Apply for HDFC Millennia →
You'll be redirected to the bank's secure application page