🏦State Bank of India (SBI) New Car Loan

Interest rate: 8.30% - 12.30% p.a. • Max amount: ₹1 Crore • Tenure: Up to 7 years

Starting Rate

8.30%

Max Amount

₹1 Crore

Processing Fee

Nil

Tenure

Up to 7 years

Key Features of State Bank of India (SBI) New Car Loan

  • Zero processing fee
  • Lowest rate in car loan category
  • 100% on-road price financing
  • Pre-approved for SBI customers
  • All car brands accepted

👍 Pros

Zero processing fee — unique in the market

Lowest starting rate at 8.30%

100% financing available

Up to 7 years tenure

👎 Cons

Slower processing than private banks

Documentation heavy

Branch visit may be required

Compare with Other Banks

BankRate (p.a.)Max AmountAction
SBI8.30% - 12.30%₹1 CroreViewing
HDFC Bank8.50% - 14.00%₹1 CroreView
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