🏦State Bank of India (SBI) Home Loan
Interest rate: 8.25% - 9.85% p.a. • Max amount: ₹10 Crore • Tenure: Up to 30 years
Starting Rate
8.25%
Max Amount
₹10 Crore
Processing Fee
0.35% + GST
Tenure
Up to 30 years
Key Features of State Bank of India (SBI) Home Loan
- ✓Lowest home loan rate in India
- ✓YONO instant pre-approval
- ✓Top-up loan facility
- ✓Special rate for women borrowers (0.05% discount)
- ✓Pradhan Mantri Awas Yojana (PMAY) eligible
👍 Pros
✅ Lowest rate at 8.25% in the industry
✅ Highest loan amount (₹10 Cr)
✅ Special discount for women
✅ PMAY subsidy processing
👎 Cons
❌ Slower processing than private banks
❌ Higher documentation requirement
❌ Branch-dependent process for large loans
Compare with Other Banks
| Bank | Rate (p.a.) | Max Amount | Action |
|---|---|---|---|
| SBI ★ | 8.25% - 9.85% | ₹10 Crore | Viewing |
| HDFC Bank | 8.50% - 9.65% | ₹10 Crore | View |
| ICICI Bank | 8.50% - 10.05% | ₹10 Crore | View |
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