🏦Axis Bank Personal Loan
Interest rate: 9.50% - 21.55% p.a. • Max amount: ₹40 Lakh • Tenure: 12-60 months
Starting Rate
9.50%
Max Amount
₹40 Lakh
Processing Fee
2% + GST
Tenure
12-60 months
Key Features of Axis Bank Personal Loan
- ✓Lowest starting rate among private banks (9.50%)
- ✓Instant loan for salary account holders
- ✓Flexible tenure options
- ✓Balance transfer with rate reduction
- ✓Online end-to-end process
👍 Pros
✅ Lowest starting rate at 9.50% p.a.
✅ Quick digital processing
✅ Good balance transfer options
✅ Competitive rates for credit score 750+
👎 Cons
❌ Wide rate band — upper end 21.55%
❌ Processing fee of 2% can be high for large loans
❌ Stricter eligibility than PSU banks
Compare with Other Banks
| Bank | Rate (p.a.) | Max Amount | Action |
|---|---|---|---|
| Axis Bank ★ | 9.50% - 21.55% | ₹40 Lakh | Viewing |
| SBI | 10.05% - 15.05% | ₹35 Lakh | View |
| HDFC Bank | 9.99% - 24.00% | ₹40 Lakh | View |
| ICICI Bank | 9.99% - 16.50% | ₹50 Lakh | View |
| Kotak Mahindra Bank | 9.98% - 17.99% | ₹40 Lakh | View |
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