🏦ICICI Bank Personal Loan
Interest rate: 9.99% - 16.50% p.a. • Max amount: ₹50 Lakh • Tenure: 12-60 months
Starting Rate
9.99%
Max Amount
₹50 Lakh
Processing Fee
2% + GST
Tenure
12-60 months
Key Features of ICICI Bank Personal Loan
- ✓Highest loan amount in category (₹50 Lakh)
- ✓iMobile pre-approved offers
- ✓Step-up/step-down EMI options
- ✓Zero foreclosure charges on floating rate
- ✓Dedicated relationship manager for HNI
👍 Pros
✅ Highest maximum loan amount (₹50 Lakh)
✅ Narrower rate band — max 16.50%
✅ Step-up EMI option for young professionals
✅ Instant approval for pre-qualified customers
👎 Cons
❌ Higher processing fee percentage
❌ Minimum income ₹25,000/month requirement
❌ Charges for part-prepayment in some cases
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